Our team members are experienced and trained to make your mortgage process safe and secure while helping you get the most for your financial needs.
A fixed-rate mortgage allows the interest rate and payment amount to remain the same over the life of the loan, allowing greater control over a household budget.
Adjustable-Rate Mortgages usually have an introductory rate which can be lower than the Fixed-Rate Mortgage. This allows the homebuyer greater purchasing power. An adjustable-rate mortgage’s interest rate is adjusted periodically based on a pre-selected index. The interest rate will fluctuate based upon the type of product. The payment amount can fluctuate depending on the rate increase/decrease and/or the terms of the agreement.
Some types of programs are insured by the government, allowing for additional financing considerations for qualified applicants. In some instances these programs have less upfront costs, making housing more affordable. The government programs available are: FHA, VA, RHS and KHC