GREEN TREE CHECKING

Versatile checking that offers flexibility and all the features you need.

The Green Tree checking account1 has options to earn interest, reduce fees, and a ton of other features that will benefit your life.

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Financial Wellness 360°

The easily accessible platform includes unlimited one-on-one financial coaching, interactive vides and courses, financial calculators, quizzes, games, and more – all designed to help maximize financial health and direct account holders back to your institution.

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Telehealth Services

Account holders enjoy convenient, no-cost access to telehealth services – via phone, web, or mobile app. Services include diagnosis, treatment, and prescriptions, all from licensed healthcare professionals. This 24/7 benefit requires no health insurance and no copays.3

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24/7 Dark Web Monitoring

A thorough scan of surface, deep and dark web underground forums and file sharing sources. The comprehensive cyber monitoring services search and scan for use of key personal information and trigger timely alerts when personal information is exposed.3

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Cell Phone Protection

Hassle-free protection for damaged or stolen phones. Coverage may replace carrier coverage for up to 4 devices on the account holders phone bill (which must be paid through the Green Tree account). Coverage is up to $1,000 annually in reimbursable expenses.4

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Credit File Monitoring

Credit monitoring watches for activity in your credit files, including credit inquiries, new credit lines, derogatory credit, and name & address changes. It provides alerts of changes via email and/or by SMS text message so account holder can confirm whether the activity is theirs or possible identify theft.

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Identity Monitoring

Identity Monitoring scans more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, USPS records, and much more. A risk rating is generated with each monthly scan and a notification is sent to account holders who register a high-risk score.

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Credit Score Tracker

Account holders demand instant access to their credit score. As account holders request their score it will be documented on a timeline so that you can graphically see unexpected changes which might indicate identity theft. You will have constant access to your score on a regular basis.

Fuel Rewards / Roadside Assistance

The Roadside Assistance benefit provides 24-hour coverage for: towing, flat tire assistance, fuel/oil/fluid deliver, dead or drained batteries, and locksmith services. The benefit pay will for up to $100 for 2 events per year allowed. This account also provides fuel savings at participating Shell Stations.

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OFFICIAL CARD OF WKU ATHLETICS

South Central Bank has been trusted to be the exclusive provider of the
Official WKU Athletics Debit Card! 
Get yours today!

WKU debit card

Our Green Tree Checking offers everything you should expect from a checking account.

  • Minimum $100.00 to Open
  • No Monthly Minimum Balance required.
  • Online banking, Mobile banking,
  • Online BillPay, Mobile Deposit Capture, and more!
  • Free Checks (limited)
  • Tiered Interest
  • $7.00 Monthly Fee with Options to Reduce Fee
  • $4.00 Discount for having eStatements.
  • $3.00 Discount for having 15 or more debit card point of sale transactions
  • Up to $10,000.00 Accidental Death & Dismemberment Insurance
  • Cell Phone Protection/Insurance

The Fast & Easy way to send Money

Want to speak with someone or visit an office?

We believe technology should make managing your finances easier.

1Green Tree Checking is a tiered-rate account. The Annual Percentage Yield (APY) is subject to change after account opening. A minimum deposit of $100 is required to open the account. A minimum balance of $1,000 is required to earn the APY. As of 8/1/2025, the following tiers and APYs are in effect: $1,000 to $9,999.99 earns 0.03% APY; $10,000 to $24,999.99 earns 0.05% APY; $25,000 to $49,999.99 earns 0.10% APY; $50,000 to $99,999.99 earns 0.15%; and $100,000+ earns 0.20% APY. Fees may reduce earnings on the account.

2Registration/Activation required.

3Cell phone bill must be paid from account.