If your home or apartment sustained physical damage and is located within a Presidentially Declared Major Disaster Area you may qualify for relief. With the Federal Housing Administration (FHA) 203(h) program, people who need to replace their homes destroyed by a natural disaster may qualify for a FHA insured loan to purchase a new residence.*

REQUIREMENTS

  • Purchase transactions only

  • Must be primary residence

  • Minimum Credit score 580

  • ZERO Down payment required

  • 100% financing possible

  • Available to Homeowners & Renters

HOW TO DETERMINE IF YOU ARE IN A DISASTER AREA

  • Search your location on FEMA’s website to find active and past disaster declarations and helpful resources specific to your state or territory. Please read all disaster declarations carefully to determine the types of assistance included in the declaration.

*Certain restrictions may apply. Some applicants may not qualify.

Click on image to download the program brochure.

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