Personal Credit South Central Bank

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Elan Credit Card

Card

Key Perks

Rewards

Annual Fee

Annual % Rate

VISA Signature® Bonus Rewards

Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically ¹

$25 cash back after your first purchase Yes Click "learn more" for annual fee details. Introductory APR for purchases and balance transfers Click "learn more" for APR details.

Yes

Click "learn more" for annual fee details.

Introductory APR for purchases and balance transfers Click "learn more" for APR details.

VISA Signature® Bonus Rewards Plus

Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically ²

$50 cash back after your first purchase

Yes

Low annual fee Click "learn more" for annual fee details.

Introductory APR for purchases and balance transfers Click "learn more" for APR details.

Cash Rewards American Express® card

Earn up to 3% cash back on gas

Also earn up to 2% cash back at supermarkets and 1% on all other purchases

$25 cash back after your first purchase

EMV chip on every card

Yes

Low annual fee Click "learn more" for annual fee details.

Introductory APR for purchases and balance transfers Click "learn more" for APR details.

Travel Rewards American Express® card

3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases

$75 cash back after your first purchase

EMV chip on every card

Yes

Low annual fee Click "learn more" for annual fee details.

Introductory APR for purchases and balance transfers Click "learn more" for APR details.

VISA® Platinum card

Our BEST introductory offer

Save on interest and pay down your other credit card balances faster

Click "learn more" for annual fee details.

Introductory APR for purchases and balance transfers - click "learn more" for APR details.

Secured VISA®

Build your credit ³

Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card

Flexible credit lines based on security deposit ranging from $300 to $5000

Low annual fee - Click "learn more" for annual fee details.

Click "learn more" for APR details.

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¹ The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

² The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

³ Late payments and going over the credit limit may damage your credit history
The creditor and issuer of this card is Elan Financial Services, pursuant to license from VISA® U.S.A. Inc.