Checking & Savings

Green Tree Checking

  • $15.00 Monthly Fee with Options to Reduce Fee
    • $5.00 Discount When Enrolled in eStatements
    • $10.00 Discount With 20 or More Debit Card Transactions in the Statement Cycle
    • or $15.00 Fee Waived if Using Vantiv Merchant Services
  • Tiered Interest Earned on Balances $1,000.00 or more
  • IDProtect StealthType Anti-Key Logging Tool
  • IDProtect Suite of ID Theft Benefits (for OWNERS of Business)
  • DoubleCheck – Check Recovery/Collection service

Green Tree Checking Benefits
ID Protect on App Store
ID Protect on Google Play


Green Tree Business Analysis Checking

250 or More Transactions per Month

  • $15.00 Monthly Fee with Options to Reduce Fee
    • $5.00 Discount When Enrolled in eStatements
    • $10.00 Discount With 20 or More Debit Card Transactions in the Statement Cycle
    • or $15.00 Fee Waived if Using Vantiv Merchant Services
  • Tiered Interest Earned on Balances $1,000.00 or more
  • Marble Secure Browser Software to help protect against fraud
  • IDProtect Suite of ID Theft Benefits (for OWNERS of Business)
  • Additional Analysis Fees:
    • $0.08 On Us Checks
    • $0.08 ACH Credits
    • $0.08 ACH Debits
    • $0.08 Credits
    • $0.12 Checks Included in Deposits

Free Business Checking

  • No monthly fees
  • No minimum balance
  • Free internet banking and bill pay
  • For businesses with less than 250 transactions per month
  • Free debit card

Certificate of Deposit (CD)

We offer a variety of CD’s all with competitive interest rates. CD’s are a safe and convenient alternative for the deposit of your investment funds. Earn competitive rates with maturity terms that meet your investment time line. Substantial penalty for early withdrawals.


ATTENTION BUSINESS CUSTOMERS

Your relationship is important to us and our goal is to be as efficient as possible while adhering to all laws and regulations. In an effort to better serve our business customers, we want to inform you, in advance, of new requirements when opening any account.

Beginning May 11, 2018, federal regulations require all banks to obtain the name, address, date of birth, social security number, and a copy of an identifying document (either a driver’s license or state-issued ID) for the following:

  • each individual owning, either directly or indirectly, 25% or more of the legal entity; and
  • one person who has significant authority or managerial control of the legal entity, and their title

If you plan to open a new account (checking, loan, savings, etc.) on behalf of a legal entity, please bring the information listed above, along with a copy of a current driver’s license for each identified individual. The new regulation requires us to obtain this information EACH TIME you establish a new account with us. The person opening the account must provide this information and sign to certify the information is accurate to the best of their knowledge.

Covered legal entities include:

  • Corporations
  • Limited Liability Companies (LLCs)
  • Limited Partnerships
  • General Partnerships
  • Business Trusts
  • Nonprofit Organizations (only identify person with significant managerial control)
  • Incorporated Charities (only identify person with significant managerial control)
  • Any other entity created by filing of public document with Secretary of State or similar office.

This rule does not apply to the following legal entities:

  • Sole Proprietorships
  • U.S. or State Government Entities
  • Publicly-traded Companies or Subsidiaries
  • Unincorporated associations (such as scout troops or youth leagues)

We sincerely appreciate your assistance in helping us comply with this new regulation. Your business relationship is important to us!

South Central Bank. Small enough to know you, big enough to help!