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Home Equity Line of Credit
Think of the possibilities with a South Central Bank home equity line or loan.
Whatever your plans -- home improvements, debt consolidation, dream vacation --
we have the answer to your borrowing needs. Works like any other revolving credit
line, allowing you to continually borrow and repay funds within your approved
credit limit. Your payment is based on the amount you borrow. It's easy to use
the equity in your home to reach your financial goals!
Call South Central Bank today and learn how you can put your home equity to
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Home Equity Loans
Ready to make a few improvements around the house? Then keep in mind that our
Home Equity Loan provides a fixed rate of interest and fixed monthly payments.
You get your money all at one time. Your payment and interest rate are fixed over
a defined period of time. Home equity loans are ideal for a specific purchase
or purpose.
Home equity interest rates are generally lower than other forms of debt because
they are secured by a tangible asset like a home. A home equity term loan works
just like a regular mortgage and is based on either fixed or variable interest
rates. Annual Percentage Rate (APR) is conditional upon your credit worthiness.
If you're looking to lower your monthly payments, transferring outstanding
balances to a home equity product is a smart alternative. South Central Bank
holds first lien position. Please contact us for terms and pricing. Call South
Central Bank today
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